For over 20 years, Real Choice Finance has helped Australians secure home loans and financial freedom with real advice. Now led by Director Libby Ernst, we combine decades of experience with a fresh, empowering approach.
We are paid by our lenders for arranging your new home loan – not by you. But rest assured, our priority is you, & always you!
Our team has many years of experience and training in the world of finance. Expertise you can’t buy.
We assess your financial circumstances and take the time to discuss your specific requirements.
With hundreds of products in our portfolio, we’ll find you a loan that matches your specific needs.
We invest heavily in selecting the right people to represent our brand. Our team is energetic, positive and professional.
Whatever your needs, Real Choice Finance can help. We source loans for all types of people – and all types of situations.
We’re building a digital hub for bite-sized finance courses to help you grow your knowledge and make informed decisions. Perfect for first-time buyers, investors, and self-employed clients alike.
EXCELLENT Based on 42 reviews COSTA Charalambous2025-02-10Trustindex verifies that the original source of the review is Google. Libby has been our trusted broker since 2021, and we truly can’t speak highly enough of her incredible work ethic, unwavering dedication, and genuine care for her clients. She’s not only highly knowledgeable and professional but also wonderfully approachable and always willing to go above and beyond to ensure her clients feel supported every step of the way. We’ve had the pleasure of working with Libby for three of our largest investment purchases now, and each experience has been seamless thanks to her exceptional commitment to securing the best possible outcomes for us. Her attention to detail, constant communication, and client-first approach sets her apart and is the reason we will continue to reach out to Libby. If you’re looking for a broker who is passionate, reliable, and will put your best interests first, we can’t recommend Libby enough!" Costa and Taegan Greg Kaarsberg2025-01-29Trustindex verifies that the original source of the review is Google. I have been dealing with Both Vince And Libby for years now they have help me in obtaining 5 x house loans they are the best to deal with are all over it they make it so easy and do all the hard work they are the go to team that never let you down give real choice a call you will not be disappointed they are called real choice i call them THE REAL DEAL Cheers Greg k Jordan Mead2025-01-27Trustindex verifies that the original source of the review is Google. Vince was prompt and efficient in our purchase. Great advice and spent the time to make sure we understood each step along the way, highly recommend. Duncan Webb2024-12-18Trustindex verifies that the original source of the review is Google. Great to work with. Definitely give Libby a call if your thinking about refinancing. Jason Spinks2024-08-09Trustindex verifies that the original source of the review is Google. Highly recommended! Libby is great to work with, and very knowledgeable. Nothing is too difficult and great communication throughout the process. 3rd time I’ve used Real choice and couldn’t be happier with the results! Lec Tonk2024-08-08Trustindex verifies that the original source of the review is Google. We had an awesome experience with Libby. We would absolutely recommend her. Jake Healy2024-04-19Trustindex verifies that the original source of the review is Google. Which what turned out to be a more difficult than usual refinance, Libby was incredibly helpful and patient as she worked through all complications that came up. She responds quickly and always explains processes clearly. She also welcomes any questions to queries you may have. Highly recommend. Courtney Shadbolt2024-04-19Trustindex verifies that the original source of the review is Google. Real Choice have been absolutely wonderful to work with, three years ago when we went through the process of owning our first home and just recently in refinancing. They are very helpful and always happy to step through the process with us or answer any questions.
Whether you’re buying, refinancing, or exploring your options—we’re here for you.
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