Your Local Toowoomba
Mortgage Brokers

Helping you with

Home LoansSMSF LoansConstruction LoansInvestment Loans

What type of loan do you need?

Our Core Services

First Home Buyer Guidance

Home & Investment Loans

Construction Loans

Refinancing & Debt Consolidation

Self-Employed Lending Solutions

Ongoing Loan Reviews

Mortgage Brokers Who Make a Real Difference

For over 20 years, Real Choice Finance has helped Australians secure home loans and financial freedom with real advice. Now led by Director Libby Ernst, we combine decades of experience with a fresh, empowering approach.

Why Australians Choose Us

Free Service To You*

We are paid by our lenders for arranging your new home loan – not by you. But rest assured, our priority is you, & always you!

Exclusive Expertise

Our team has many years of experience and training in the world of finance. Expertise you can’t buy.

Tailored Approach

We assess your financial circumstances and take the time to discuss your specific requirements.

More Loan Options

With hundreds of products in our portfolio, we’ll find you a loan that matches your specific needs.

Handpicked Team

We invest heavily in selecting the right people to represent our brand. Our team is energetic, positive and professional.

Special Specialities

Whatever your needs, Real Choice Finance can help. We source loans for all types of people – and all types of situations.

Introducing the Learning Hub

We’re building a digital hub for bite-sized finance courses to help you grow your knowledge and make informed decisions. Perfect for first-time buyers, investors, and self-employed clients alike.

What Our Clients Say

Exclusive Finance Guides

Ready to Make a Real Choice?

Whether you’re buying, refinancing, or exploring your options—we’re here for you.

Get in Touch

Book a Free Consultation

Fill out the form below, and we will be in touch shortly.